Executive Dashboard
Live data
Revenue
R0.0M
+12% YoY
Gross Margin
0.0%
+2.1% YoY
Net Profit
R0K
-4.2% YoY
Cash Position
R0.0M
+8% YoY
Revenue Trend
Expense Breakdown
Cost of Sales (45%)
Overheads (30%)
Salaries (25%)
Financial intelligence, on demand
Upload your trial balance and get instant CFO-level analysis, early warning signals, and board-ready reports — no finance team required.
Powered by AI
FinSpec's AI reads your numbers and hands back the analysis, warnings and board-ready reports a CFO would — no spreadsheets, no waiting.
01 · Dashboard
Revenue, margin and cash at a glance — figures count up the moment you upload.
04 · Alerts
Flags for cash pressure and margin erosion before they become a crisis.
02 · Trends
Twelve months of performance read straight from your trial balance.
03 · AI Insights
AI-written strengths, risks and strategic moves — the so-what, not just the what.
05 · Score
Six weighted dimensions distilled into one 0–100 number.
06 · More
Auto-generated statements, flash reports, ratio analysis, industry benchmarks and more — the full finance stack.
Powered by AI
swipe to explore →
Built for South African businesses · works with the tools you already use
01 — The problem
Your bookkeeper files returns on time. But when it comes to understanding what the numbers actually mean for your business — you're on your own.
You have rows and columns of data, but no one translating them into clear next steps.
By the time you spot a cash flow issue or margin erosion, it's already hurting.
A qualified CFO costs thousands per month. Most growing businesses can't justify that.
Whether you advise or run the business, people need clarity now — not after month-end.
The context
South African SMEs power the economy — but the operating environment makes clear financial visibility non-negotiable. A few reference points:
21%
of South Africa's total turnover (2023) came from small businesses — yet they're often the most underserved.
11M+
SMEs are central to employment: millions of livelihoods depend on small business.
<50%
Fewer than half of new small firms survive to year five — weak cash visibility is a recurring theme.
Top risks
Liquidity, debt, and funding pressure remain among the top reasons businesses struggle to scale.
02 — The solution
Like a CFO in your pocket, FinSpec AI turns your trial balance into clarity — in seconds, get a full financial health check with plain-English recommendations you can act on today.
What it replaces
03 — Platform
Everything you need to understand, monitor, and communicate your financial performance. Swipe through the deck.
Revenue
R0.0M
+12% YoY
Gross Margin
0.0%
+2.1% YoY
Net Profit
R0K
-4.2% YoY
Cash Position
R0.0M
+8% YoY
Revenue Trend
Expense Breakdown
Module 01
KPIs, trends, and year-over-year performance at a glance.
04 — How it works
01
Drop in an Excel file or connect your Xero account. We provide a template, and our smart parser handles most formats.
02
Our engine computes 20+ financial ratios, identifies trends, checks for anomalies, and generates plain-English explanations.
03
Review your dashboard, check early warnings, generate flash reports, and share results with your team or board.
05 — Trusted across South Africa
“I finally understand what my accountant has been trying to tell me for years. The early warning signals caught a cash flow issue I would have missed — and I had answers in 60 seconds, in plain English.”
Business Owner
Technology Services, Johannesburg
“The flash report deck saved me hours of preparation before our board meeting. It pulled everything together from one trial balance upload — no more waiting weeks for quarterly results.”
Finance Manager
Retail, Cape Town
“My clients used to wait days for me to pull together their financial picture. Now I upload their TB and have a full health check, statements, and a presentation deck ready within minutes.”
Chartered Accountant
Professional Services, Durban
06 — Pricing
Start with a 14-day free trial. No credit card needed to begin.
For solo founders and small teams
For growing businesses
14-day free trial · no card to start
For firms and multi-entity groups
Sign up — no credit card required to start. Your 14-day trial gives you full Professional access at no cost. When it ends, choose Starter for R50/month or Professional for R100/month. Billing handled securely through Stripe.
Get started for freeTrusted by South African SMEs · finspecai.com · cancel anytime
07 — FAQ
Just a trial balance from your accounting system — either as an Excel/CSV file or directly from Xero. We provide a simple template, and our parser also handles most standard formats automatically.
Yes. All data is fully encrypted in transit and at rest. We use read-only integrations, never share your data with third parties, and your financial data is never used to train AI models. Your data belongs to you. Learn more on our Security page.
No. That's the whole point. FinSpec AI translates complex financial metrics into plain English explanations with actionable recommendations. It's designed for business owners, not accountants.
Accounting software (Xero, Sage, QuickBooks) records transactions. FinSpec AI analyzes the output — your trial balance — and tells you what it means: where you're at risk, where you're performing, and what to do next.
Yes. No contracts, no cancellation fees. You can upgrade, downgrade, or cancel at any time from your account settings.
No card is required to start your 14-day trial, which gives full Professional access. When the trial ends, choose a paid plan — Starter (R50/month) or Professional (R100/month) — to keep access. There is no free tier.
Currently, we support direct integration with Xero and QuickBooks Online, and you can upload Excel/CSV exports from any other system (Sage, Pastel, FreshBooks, etc.). More direct integrations are coming soon.
Join business owners who have already put on their CFO glasses. Start your free 14-day trial — no charge during the trial. Payments secured by Stripe.
Get started for free14-day trial · not charged during trial · cancel anytime